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Free Software From
The Social Security Administration
Click on the following link to receive instructions on how to download your free software
Compute Your Own Benefit Estimate. This is a must. Your can download this program for free (It would cost $51 to order on disk) The program produces the Social Security "primary insurance amount" (PIA) for an old-age, survivor, or disability benefit, given the characteristics of a particular worker (such as birth date, past earnings, and type of benefit). It also produces the "maximum family benefit", the actuarial reduction or increment factor (for early or delayed retirement), and the monthly benefit amount (MBA).